HCV PROGRAM OVERVIEW
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INFORMATION FOR PROPERTY OWNERS

HCV PROPERTY OWNER
 

Housing Choice Voucher Program (Section 8)
Special Programs

Family Self-Sufficiency

NHA's Family Self-Sufficiency (FSS) Program is an innovative initiative that assists voucher program participants in obtaining good jobs and beginning the process of building family wealth. It's a wonderful program that uses goal setting, individual counseling, creative programming and financial incentives to empower families to make positive life changes. To date, many families have graduated from FSS and embarked on rewarding careers in a range of fields. FSS graduates have used their savings for down payments on homes, to pay for schooling, to purchase cars, to pay off debt and more.

FSS is open to voucher program participants who are in good standing and have a genuine desire to change. Under the program, the head of household works with a Case Manager to establish goals and develop a personalized action plan to meet those goals. Services are tailored to the member's needs and include:

  • Career planning
  • Child care referrals
  • Computer literacy and skills training
  • GED preparation
  • Money management and credit repair workshops
  • Skills assessment

One of the most attractive components of the programs is a savings program. As FSS participants reach their goals, and their earned income increases, NHA deposits an amount matching the increase into an escrow account. Once FSS members achieve all of their established goals, including maintaining full-time employment, they receive all of the money in the account, plus interest.

Participation in the NHA FSS Program is voluntary, but strongly recommended for NHA Housing Choice Voucher Program participants. Once a participant is accepted into the FSS Program he/she must sign a Contract of Participation and together with NHA staff will develop an Individual Training and Service Plan (ITSP).

The term of the Contract of Participation is up to five (5) years, or until the participant reaches his/her goals. During that time, participants must accomplish the goals identified by their ITSP. Participants are advised to complete an educational program (degree or job training), and seek and maintain a job.

Completion of the FSS Program is a great way to create a better life for you and your family.

Benefits of the FSS Program:

  • Personal Counseling
  • Career Counseling
  • Educational Counseling
  • Educational Seminars/Workshops (e.g., nutrition, parenting skills, GED Preparation, ESL, Money Management, Workforce Learning Link)
  • Networking
  • Job Preparation Assistance
  • Assistance with educational institution and financial aid applications
  • Assistance with defaulted student loan situations
  • Assistance with credit repair
  • Group Activities
  • FSS Escrow Accounts
  • Homeownership Counseling
  • Referral Services
For more infromation call (973) 273-6255. If you are interested in joining the FSS Program, please complete the FSS Pre-Application and return to our office in person, or by mail or fax.

Homeownership Program

The HCV Homeownership program permits eligible participants in the Housing Choice Voucher program, including those with a portable voucher, the option of purchasing a home with their housing assistance.

NHA's HCV Homeownership Program is designed to enhance your quality of life. Prior to receiving homeownership assistance, the family must attend and satisfactorily complete a counseling regime. Counseling will be provided by an approved HUD counseling agency, or be consistent with such programs.

Topics include:

  • Home maintenance;
  • Budgeting money and debt management;
  • Credit counseling;
  • Obtaining financing and the types of financing available;
  • How to locate a home;
  • Advantages of purchasing a home in area without high concentration of poverty;
  • Fair housing information;
  • Information about the Real Estate Settlement Procedures Act (RESPA), truth and lending laws, and how to identify types of financing that may be available, and the pros and cons of different types of financing; and
  • On-going counseling after the purchase at NHA's discretion.
NHA works closely with families and the financial institutions during the initial phases to secure mortgages. You will receive pre-counseling sessions and post-counseling sessions in the areas of money management, homebuyer obligations, credit counseling, home maintenance etc. These counseling sessions will be held by various financial institutions.

Qualified families are given 120 days, the equivalent of four (4) months, in which to find a home. Extensions are granted on a case by case basis depending on the effort made by the family to find a suitable home. The family is required to provide the NHA with monthly reports on their progress. Once you find a home, you will have an additional 60 days in which to secure a commitment from a lending institution. The home must be in move-in condition.

Once the offer on the home is completed, two (2) inspections will be required. One by NHA's inspector to insure the property meets HQS requirements and another by an independent certified home inspector.

Re-certification will be conducted on an annual basis and the home will be inspected for HQS on a semi-annual basis to ensure proper maintenance. You will be updated periodically on energy conservation information and given materials on do-it-yourself home improvements.

Eligible applicants for the HCV Homeownership Program must have completed an initial lease term, may not owe NHA or any other PHA an outstanding debt, and must meet the eligibility criteria set forth in the NHA's Administrative Plan.

To find out if this is the program for you, call 973-273-6255, for more information.

Mobility Counseling: What Moves You?

What Moves You? Safer Neighborhoods? Better schools for your children? Quality stores and shopping? Peace of Mind?

The Newark Housing Authority is committed to providing its Housing Choice Voucher participants with the broadest possible range of housing choices. The Mobility Counselor on staff is available to provide a thorough explanation to voucher holders of where they can move, using maps showing the various areas in and outside of NHA's jurisdiction, and the location of key facilities and services. In addition, the advantages of living outside areas of low-income concentration can be discussed.

  • By speaking to our Mobility Counselor, you will receive one-on-one counseling about portability under the Housing Choice Voucher Program, including a listing of the names and phone numbers of contact persons at neighboring Public Housing Agencies.

  • If you wish to move, you can also be given a listing of units throughout the City of Newark currently available for Housing Choice Voucher Program participants, and of owners and organizations operating outside of areas of low-income concentration.
Speak to our Mobility Counselor to help you find a house or apartment in a terrific neighborhood, call (973) 273-6247.